Gen Z Turns to Co-Buying to Enter Homeownership

Young buyers are pooling resources as lenders adapt, offering programs for unrelated co-borrowers and credit models that better reflect real-world payment behavior.

Using AI to Set Smarter 2026 Financial Goals

AI tools can help professionals define clearer financial targets, break goals into steps and organize planning — with care around data privacy and verification.

Saving for a Down Payment Takes Less Time

Down payment saving timelines have improved since 2022, falling to roughly seven years nationwide as price growth slows.

Mortgage Rates Holding at 2-Month Lows

The two days of 2025 with the lowest rates were September 16th and October 28th. Both days happened to be the Tuesdays that preceded Fed rate cuts. On both occasions, those rate cuts were delivered with other comments from the Fed that the bond market didn't like.  The net effect is/was two very obv